If you do not agree to these Terms, you should stop accessing or using our Services immediately. In these Terms, the “Services” means the application owned and operated by the Company including: our websites (the “Site”), TomoWallet, TomoScan, TomoMaster, TomoIssuer, TomoRelayer, TomoStats, TomoBridge and our other products. The “Cryptocurrency(ies)” means a digital currency, also referred to as a token, in which encryption techniques are used to regulate the generation of units of the currency and to verify the transfer of the currency and which operates independently of the central bank of a country. Such digital currency is not legal tender issued by any central bank nor does it confer any interest in the ownership of, or debt relating to, any asset or property.